Rubric

AUTO PURCHASE	Page has incomplete information or calculations that are not done or that do not follow assignment specifications. There is no write-up or it is very poorly composed. 5 points	Page has complete information about the vehicle. Monthly payment is not entirely correct or has an error in the APR. Write-up does not defend reason for particular vehicle choice. 10 points	Page is developed neatly and completely. Monthly payment figures are correct. Write-up defends vehicle choice using the 6 criteria listed in "Researching Makes and Models" in Chapter 19.3. 15 points	Page is complete and neat. Monthly payment figures are correct with calculations shown. Write-up defends vehicle choice using the 6 criteria listed in "Researching Makes and Models" in Chapter 19.3. PLUS the page is professionally done utilizing computer graphics and design. Original web page with intact web site information is included as support. 20 points
APARTMENT SELECTION	Page is poorly prepared or messy or write-up is missing components of support for apartment selection. 5 points	Page is done with good details included and highlighted with marker to focus the reader about apartment features. Write-up is incomplete. 10 points	Page is well designed. A second web page is attached with web site information intact to show source of information. Location and phone number are on the source and designed page. Required information is highlighted to focus reader. Write-up is well done with the 5 components described on the Directions Page included. 15 points	All items in "15 point" column are present PLUS you have included a floor plan of the apartment AND the page is professionally done utilizing computer graphics and design. 20 points
AUTO INSURANCE Highlight with marker your age, insurance company, types of coverages selected, dollar limits of coverages selected and amounts these cost. Highlight neatly calculated monthly cost. Write-up is typed to defend your selection.	Address is not correct for your project address or your age is not 24 years old. A generic attempt has been done to acquire auto insurance. Write-up is poorly done because you don't really understand what you are writing about. 5 points	Information from at least two quality internet sources is required and is attached. Address or age is incorrect or missing. Monthly payment calculations are handwritten or incorrect. Quote does not break down coverage into specific segments. Write-up does explain coverage choices clearly but there is incomplete highlighting. 10 points	Information from at least two quality sources is required and is attached. Address and age is correct. Monthly payment calculations are neatly typed and accurate. Quotes are for the same coverages and dollar limits and include costs of all coverages. Write-up clearly explains your choices. Pertinent information is highlighted. 15 points	Information from at least three quality sources is required and is attached. The family agent could be one of them. Address and age is correct. Monthly payment calculations are neatly typed and accurate. Quotes are for the same coverages and dollar limits and include costs of all coverages. Write-up clearly explains your choices. Pertinent information is highlighted. PLUS a chart has been developed on the computer for ease in visually comparing the coverages of each company (chart needs coverage amounts per company if different among companies). 20 points
RENTER'S INSURANCE Highlight with marker your apartment address, insurance company, types of coverages selected, dollar limits of coverages selected and amounts these cost. Highlight neatly calculated monthly cost. Write-up is typed to defend your selection.	Information from internet is generic and does not apply to your apartment selection. Poor write-up with little effort. No highlighting of information. 5 points	Information is from the internet and is general; not applying to your apartment. Your name and address do not appear on the internet printout. No breakdown of coverages. Error in computing or handwriting monthly cost. Write-up shows lack of understanding of renter's insurance. Incomplete highlighting. 10 points	Information is from two quality sources and is attached. Your name or project apartment address are not on the printout. Monthly cost is accurately computed and not handwritten. Write-up is brief and lacks depth in explanation. Pertinent information is highlighted. 15 points	Three quotes show breakdown of coverages and is attached. Property and liability coverage is included. Riders for special items may be included. Your name and project apartment address are included on the printout quote. Monthly cost is accurately computed and not hand written. Write-up is well developed and shows depth of understanding of renter's insurance. PLUS a chart has been developed on the computer for ease in visually comparing the coverages of each company (chart needs coverage amounts per company if different among companies). 20 points
LIFE INSURANCE Highlight the company, your name, age, type of policy (term or permanent), and face value. Highlight neatly calculated monthly cost. Write-up is typed to defend your selection.	Information is from the internet with generic information. Few details are found. No highlighting. 5 points	Information from two sources is required. No details on components of life insurance is included. Term and permanent policies are not compared. Write-up shows misunderstanding of life insurance. Incomplete highlighting. 10 points	Information is from at least two sources that compare term and permanent life insurance and is attached. Good detail is given in policy coverages. Write-up clearly defends your selection. Face value is appropriate for age and career. Information is highlighted. 15 points	Information is from at least two sources that compare term and permanent life insurance and is attached. Good detail is given in policy coverages. Write-up clearly defends your selection. Face value is appropriate for age and career. Information is highlighted. PLUS a chart has been developed on the computer for ease in visually comparing the coverages of each company (chart needs coverage amounts per company if different among companies). 20 points
CLOTHING (The two outfits need to be appropriate for career chosen, for casual use, and income)	Clothing is inappropriate for chosen career or only one outfit is completed. Cost/pricing is not given, or inappropriate for income or not supported by materials provided. A credit card will not be used if costs are outside of budget. Think about what could be done to solve this problem. (3 pts)	Internet pages or other types of ads are placed in project but no "presentation page" has been created. Store location or catalog ad/label is vague. Write-up supporting selection is incomplete, inappropriate, or poorly written. (5 pts)	Presentation page created for two appropriate outfits. Incomplete cost/pricing, no neatly typed cost totals or is handwritten. Store location or catalog ad/label is included on the page. Write-up explains choice for occupation, but is vague or more opinion than fact. (10 pts)	Ads or Internet clothing pictures have been developed into a presentation page. Shoes are included. NO UNDERWEAR. Individual costs and totals are calculated and typed. Store or ad/catalog label is on the presentation page. Write-up explains one choice for occupational wear and another for casual wear. (20 points)
ENTERTAINMENT	Pages are simply printed from Internet or cut from newspapers. No presentation page has been created. Costs are not highlighted or totaled. (3 pts)	Pages have been printed from Internet or cut from newspapers. No presentation page has been created. Costs are highlighted and totaled. (5 pts)	Entertainment ideas are taken from the Internet and cut and pasted into a presentation page. Costs are highlighted and totaled and typed. Total fits budget. (10 pts)	Presentation page is created with 3 varied types of entertainment. Cost of each is included in the ad or Internet page. Monthly total is typed and highlighted and fits into the budget. (15 pts)
FINAL BUDGET SHEET	The classroom handout is used as the final budget sheet. Name, occupation, annual and monthly income are accurate. Several errors are in budget figures or percentages. (5 pts)	The Final Budget Sheet (from website or distributed in class) is used. Handwritten or messy. "Textbook" and "real world" figures are accurate in percentages and dollars. Name, occupation, annual and monthly gross income are accurate. Figures are complete and most are accurate. (10 pts)	The Final Budget Sheet is neatly typed and "textbook" and "real world" figures are accurate in percentages and dollars. Name, occupation, annual and monthly gross income are accurate. Comparisons between the columns are easy to read. (15 pts)	The Final Budget Sheet is neatly typed and "textbook" and "real world" figures are accurate in percentages and dollars. Name, occupation, annual and monthly gross income are accurate. Comparisons between the columns are easy to read. An additional page is created on the computer to show budget as a chart or graph. (20 pts)
REFLECTION RUBRICS WILL BE DISTRIBUTED WITH EACH OF THE PROJECT SEGMENTS (TO EQUAL 10% OF YOUR SEMESTER GRADE)
FINAL TOUCHES	Rubric is placed in the back of the project. (1 pt)	All work is placed in a small binder (1/2") or 3 pronged folder with rubric in the back or in a pocket of the binder. (5 pts)	All work is placed in a small binder (1/2") or 3 pronged folder with rubric in the back or in a pocket of the binder. A cover sheet is placed in the binder's cover pocket or as the first page. (8 pts)	All work is placed in a small binder (1/2") or 3 pronged folder with rubric in the back or in a pocket of the binder. A cover sheet is placed in the binder's cover pocket or as the first page. Labeled (tabbed) dividers are used. (10 pts)
Scoring: 165-150 = A 149-134 = B 133-118 = C 117-101 = D Remember: Late work loses points-10 % per day. No "A" for late work. Weekends and holidays count in point loss. Give project to teacher via family or friend. Do NOT leave on desk or in a mailbox! It could mean NO POINTS.